Combined Benefit Credit Scheme 

The JIB operates a welfare scheme which ensures that employees and their families are supported when employees become ill or need expensive medical treatment, ensuring an early return to work. This is known as the Combined Benefits Scheme, which offers a first rate range of benefits that are equally attractive for employers and employees. Because so many of its benefits work both ways, everyone is better off. For example, a special dispensation from the Inland Revenue means that neither employers or employees are required to pay National Insurance contributions on holiday pay covered by the scheme.

JIB members have access to a wide variety of health benefits and advice on occupational health matters, including full BUPA cover.

Employers can cover their employees with a comprehensive range of benefits which include:

• Private medical treatment
• Regular health assessments
• Health screening
• Accidental death benefit and death benefit (any cause)
• Permanent and total disability benefit
• Sick pay
• Holiday pay

For more details contact the ECIBA on 08450 343 200