Your employees' health is your most valuable asset
The ECA provides a suite of employee benefits for office staff who are not eligible for participation in the JIB Combined Benefits Credit Scheme. If you wish to purchase cover for your employees our rules state that all employees should be covered.
Our range of services includes:
Private health insurance for office staff
The ECA offers private health insurance for office staff through Bupa's Premier Network Scheme Insurance policy, providing peace of mind to employees and employers and to ensure that any health problems can be dealt with quickly and professionally.
No prior medical history is required and there is no excess on the policy. It is easy to bring your dependants in to the scheme as either underwritten or non-underwritten. The rates are competitive and there is no age related premium loading until reaching 65.
For more information, please download the Bupa Premier Network Scheme Key Factsheet.
Staff sickness and accident scheme
This scheme is for Registered Member office staff with at least 6 months service. The premium is based on a percentage of salary roll and up to 90 days of sickness benefit is paid within a 2 year period.
Staff life insurance scheme
The scheme includes death benefit for over 18s of £35,000; death benefit for under-18s of £17,500; no benefit in kind attaching to the premiums; and cover can be extended beyond age 65.
Bupa dental plan
The ECA offers the Bupa dental plan to Registered Member employees and their families. Please find below a summary of the cover available. Terms and conditions apply. For more information, please download the Dental Plan Key Factsheet.
- No pre-enrolment health checks required
- The choice of visiting any UK dental practice
- Worldwide protection for emergency treatment
- Immediate dental cover
- Cover anywhere in the UK
- Cover for sports injuries
- Pre-existing dental conditions covered up to a maximum benefit limit for each level of cover and excludes pre-existing dental injuries
For more information about the benefits available to office staff, please contact the ECA Employee Benefits Department on 08450 343 200.

