Participation in the JIB Combined Benefits Credit Scheme provides employees with cover for death and disability, in accordance with JIB rules.
-
Death Benefit Cover
Standard death benefit of £17,000 from any cause.
-
Accidental Death Benefit Cover
In the event of death occurring as a result of an accident at work an extra £50,000 is paid, in addition to the standard death benefit of £17,000. This could increase the total benefit to £67,000. Any accidental death when travelling to and from work will attract an additional £12,500 to the standard death benefit of £17,000.
-
Permanent and Total Disability
If, due to injury or disease, an employee loses a limb or total use of a limb or sustains permanent and total loss of vision then a benefit of £15,000 will be paid.
If, due to injury or disease, an employee is no longer able to work in his/her JIB Grade then a discretionary payment of up to £15,000 will be assessed.
Any payment of permanent and total disability benefit will be made in lieu of any other benefit from the group life plan.
For further information
If you would like more information about the scheme please call the ECA Employee Benefits department on 08450 343200.
